These Terms & Conditions govern your access to and use of SmartHedge Nigeria Limited's website, applications, products and services.
By accessing or using SmartHedge services, you acknowledge that you have read, understood and agreed to these Terms and Conditions.
To use SmartHedge services, you must:
Customers are responsible for maintaining the confidentiality of their login credentials and for all activities carried out under their accounts.
SmartHedge reserves the right to suspend or terminate accounts where suspicious, fraudulent or unauthorized activities are detected.
Customers may be required to provide identity documents, proof of address and other information to satisfy Know Your Customer (KYC) requirements.
Failure to provide requested information may limit access to certain services.
SmartTrader provides savings-related services subject to applicable product terms, policies and operational guidelines.
Withdrawals, transfers and other transactions may be subject to verification and review processes.
SmartKOPA enables customers to create and manage goal-based savings plans.
Customers are responsible for monitoring and managing their savings goals.
SmartCircle facilitates community and group-based contribution systems.
Participation in a SmartCircle arrangement may be subject to additional operational rules and membership requirements.
Loan applications are subject to eligibility assessments, credit reviews and internal approval processes.
Approval of a loan application is not guaranteed.
Customers are responsible for meeting repayment obligations according to agreed schedules.
Investment opportunities made available through SmartYield may involve varying levels of risk.
Past performance does not guarantee future returns.
Customers should carefully review all relevant information before making investment decisions.
SmartBridge facilitates interactions between lenders, borrowers and other participants.
Participation may be subject to additional documentation, verification and contractual obligations.
Transactions conducted through SmartHedge may involve third-party payment processors, banks and financial institutions.
Processing times may vary depending on the payment method used.
Applicable fees, charges and commissions will be disclosed where relevant and may be updated from time to time.
Customers must not:
All trademarks, logos, designs, content and software associated with SmartHedge remain the property of SmartHedge Nigeria Limited unless otherwise stated.
To the fullest extent permitted by law, SmartHedge shall not be liable for indirect, incidental, special or consequential damages arising from the use of its services.
SmartHedge strives to maintain uninterrupted services but does not guarantee continuous availability of all systems.
Maintenance, updates and unforeseen events may result in temporary service interruptions.
SmartHedge reserves the right to suspend, restrict or terminate access to services where there is a violation of these Terms, legal requirements or operational policies.
Customers agree to comply with applicable laws, anti-money laundering requirements and other regulatory obligations.
SmartHedge may update these Terms & Conditions from time to time.
Continued use of the services after updates constitutes acceptance of the revised Terms.
SmartHedge Nigeria Limited
RC8881696
Osogbo, Osun State, Nigeria
Email: info@smarthedge.ng
Website: www.smarthedge.ng